We are available to assist you with a new car, old car, antique car, or possibly a new driver in your household. If you need guidance to understand all the changes to Ontario’s Auto Insurance, you can depend on an experienced Ives Insurance Broker to explain your options and help you make the best choice for your situation!
Complete the form below and an insurance specialist will contact you within 24 hours during our open business hours.
Since each individual’s circumstances vary, there’s no one-size-fits-all response. Insurers determine premiums based on several factors:
In Ontario, certain coverages are obligatory:
Additional coverages can be added for increased protection. Your policy becomes active once you select your coverages and pay the initial premium. While not mandatory, Direct Compensation for Property Damage coverage is highly recommended for most drivers. Read why we recommend DCPD for most drivers.
Generally, vehicles with lower repair costs tend to have lower insurance premiums. When shopping for a new car and seeking optimal insurance value, an Ives Insurance Brokers advisor can provide a no-obligation quote for each model you’re considering.
Additional drivers may be eligible for inclusion on your policy. Consult with an Ives advisor to tailor coverage to your needs and explore eligibility for other drivers.
In Ontario, vehicle registration and license plate issuance require insurance. Proof of insurance is typically provided in the form of an insurance pink slip.
No, car insurance in Ontario is not subject to harmonized sales tax (HST) imposed by the provincial government.
We wanted to let you know that effective November 1, 2025, Ives Insurance Brokers will begin doing business as Navacord. Nothing changes for our clients — service, policies and local staff remain the same. This update simply reflects our new brand and combined resources to better serve our clients.
