Author Archive

August Long Weekend

Posted on: July 30th, 2020 by Ives Insurance Brokers

Our offices will be closed on Monday August 3, 2020 to recognize Civic Day. Please note that our offices will be closing early at 3pm Friday July 31, 2020.

We thank you for your continued support and apologize for any inconvenience this may cause. Stay safe, and enjoy your weekend!

Photo credits to Nicole in our Windsor office.

…more 2021 June Calendar runner up photos!

Posted on: July 10th, 2020 by Ives Insurance Brokers

We are busy creating a 2021 Calendar for our clients. Each month we choose a winning photo to be printed in our calendar, and runner up photos that were oh, so close, to winning!

We are lucky enough to have a three way tie for runner up photos this month. Congratulations to LeeAnn Kimmett in our Waterloo office and Gale Pimentel for her two photo submissions. Incredible photos are submitted each month confirming to us that our brokers are not only extraordinary in their broker role each and every day, but also talented photographers!

Today’s photo posts are credited to the keen photographic eye of Gale Pimentel!

Ives Insurance 2021 Calendar June runner up photos!

Posted on: July 9th, 2020 by Ives Insurance Brokers

Congratulations to Heidi Frey in our Waterloo office for her winning photo! This photo will be kept “top secret” until our calendar is printed later this year.

We are lucky enough to have a three way tie for runner up photos this month. Congratulations to LeeAnn Kimmett in our Waterloo office and Gale Pimentel for her two photo submissions. Incredible photos are submitted each month confirming to us that our brokers are not only extraordinary in their broker role each and every day, but also talented photographers!

We will post all three photos today and tomorrow so check back often. Today’s photo is taken by LeeAnn in our Waterloo office.

How changing your car insurance coverage could affect your premium

Posted on: June 22nd, 2020 by Ives Insurance Brokers

Written by Economical Insurance  |  Published on: April 29, 2020  |  Categories: Car insurance

Whether you’re no longer making your daily commute or you’re planning on putting your vehicle in storage because of the COVID-19 pandemic, you might be wondering how your car insurance could change. Let’s look at a couple of scenarios and break down the factors that go into determining whether or not changing your policy would save you money.

How your insurance premium could change if you’re no longer making your daily commute

If you no longer have the same daily commute as you did when you bought your policy, consider updating the annual kilometres on your policy to reflect that change in your driving habits. Changing the kilometres listed in your car insurance policy may or may not lead to a reduction in your payments. Factors like the length of your commute and where you live impact your premium. If you previously had a long commute, you’re likely to save more by reducing your annual kilometres than someone who drove less to begin with. But it’s also worth noting that commute length is only one of the factors that goes into your premium calculation, so the amount you save by changing your kilometres may not be as much as you might expect. Your licensed insurance broker can find out exactly how much you could save by temporarily adjusting the kilometres on your policy.

After the kilometres are reduced on your policy, you can still use your vehicle for essential errands like grocery shopping or a visit to the pharmacy. When you start commuting again, let your broker know right away so they can make sure you have the coverage you need for your commute.

How your car insurance premium could change if you put your vehicle in storage

If you’re planning to take your vehicle off the road entirely, there are a couple of ways your broker might go about adjusting your coverage, and both can lead to significant savings. Depending on your situation, your broker will likely either remove all of your coverages except comprehensive coverage (for things like theft, vandalism, and other damage that could occur while your vehicle is in storage) or add an to your policy to suspend all of your road coverages. Either of these changes could result in much greater savings than just adjusting the length of your commute, since you won’t be driving at all while your vehicle is in storage (not even to the grocery store).

If you decide to go the storage route and significantly modify or suspend your coverage, you can’t drive your vehicle for any reason, as it’s illegal to drive in Canada without certain insurance coverages. You also won’t have any protection if you decide to drive and have an accident. When you’re ready to take your vehicle out of storage and start driving again, remember to let your insurance broker know so they can restart your coverage before you hit the road.

Always get insurance information from a trusted source

Have you ever heard the saying, “if it sounds too good to be true, it probably is”? This is exactly why it’s so important to get your information from a trusted source — especially in a time like this. While some sources are reporting that Canadians may see premium reductions of up to 96% if they stop driving because of the pandemic, the reality is that the vast majority of customers won’t see such a drastic change.

When you’re looking for information about insurance (and especially when you’re wondering about potential changes to your premium), always contact your trusted broker or your insurance company for the most accurate information.

Ives Insurance 2021 Calendar May runner up photo

Posted on: June 18th, 2020 by Ives Insurance Brokers

Congratulations to Andrew Nowak in our Waterloo Ives Roth Nowak division office for his winning photograph that will be printed in our 2021 Ives Calendar for our clients.

Congratulations to Gayle Pimentel in our Leamington office for her beautiful sunflower pictured in this post!

We are so excited to be creating this calendar for our clients. Be sure to see us in December to pick up a copy!

Has your vehicle use changed? Contact us today!

Posted on: May 27th, 2020 by Ives Insurance Brokers

We hope you‘re doing well and staying healthy during this unprecedented time. We know a lot has changed over the past few weeks and we want you to know that we‘re here for you.
 
As one of our valued clients, we‘d like to stay connected during this time. Our insurance partners each have different measures to provide relief during these challenging times surrounding your driving habits. If your vehicle use has changed, please contact us so that we can ensure your policy is accurate and all discounts applied. If you’ve already contacted us to discuss or amend your policy, please ensure to update us if your driving habits change again to ensure you’re adequately covered in the event of a loss.
 
Being a local brokerage and part of your community, we want you to know we’re in this together. We are here, available, and actively working for you to ensure your insurance needs are met and expectations exceeded during this time. We want to thank you for your business and loyalty, we appreciate you and will continue advocating for your best interests.

To stay better connected, Ives Insurance is now offering a client portal called “Ives Cap”, this will allow you to view and access your policy coverage, documents, payment schedule and electronic liability slips 24/7.  This web-based program will also allow you to submit documents, file claims and request policy changes from the convenience of your computer or mobile phone.  Contact the office today to request access.
 
If you have any questions or concerns, please contact us via phone or email.

We look forward to hearing from you soon!

Ives Insurance April runner up calendar photo!

Posted on: May 6th, 2020 by Ives Insurance Brokers

Congratulations to Carrie Smith in our Leamington office for her incredible photo that won runner up in our Employee 2021 Calendar Challenge!

The winning photo taken by Amanda DiMenna is being kept “top secret” until we print our calendar later this year. Together, Team Ives is working hard to create a beautiful 2021 calendar for our clients.